If you live in or near South Kingston, RI, you may be wondering whether or not your adult children can stay on your auto insurance policy. As more adult children move back home, it becomes a question many people have. At Capalbo Insurance Agency LLC, our team can answer that question and many others. We are an independent agency and can offer more choices than a captive agency.
Can adult children remain on their parents’ auto policy?
With more and more adult children opting to return to the nest, many parents are asking questions about having their adult children on their auto insurance. The answer is yes, as long as their permanent address is your home, they can be listed on your auto insurance policy. When it gets a little tricky is when your kids become young adults and move off to college.
You want them to be able to stay on your policy because, for the most part, you can afford better protection than they can and they may be using your vehicle. The key to making this work is to make sure that, even though they live away from home, they don’t change their permanent address. Many college kids do come home to chill during the summer and, so that isn’t stretch, they still live part of the year at home.
Life has gotten even more complicated with the number of parents who are moving in with their adult children. It has really become a family affair. Be sure to list all the drivers who use your vehicles on a regular basis on the policy, and that should allow you to be one big happy auto insurance family.
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