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Capalbo Insurance Group, LLC

49 S County Commons Way F-3F
South Kingstown, RI 02879

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Featured Insurance Blog

Strange Things Covered By Homeowner’s Insurance

You may think homeowner’s insurance is boring but necessary. However, some of the things that are covered by a standard homeowner’s policy are surprising or even strange. We offer homeowner’s insurance at Capalbo Insurance Group LLC in South Kingstown, RI. 

Spoiled Food

You may be surprised to learn that your homeowner’s policy covers the contents of your fridge. If you have a power outage, you may need to toss your refrigerated foods. The cost of this can add up quickly, but your insurance policy will cover replacing your favorite foods. 

Falling Objects 

Have you ever considered what would happen if a meteor fell from the sky and onto your home? How about a plane or satellite debris? You don’t have to worry about your home if an object falls out of the sky. Your homeowner’s policy will cover repairing or replacing your home. 

Theft and Vandalism 

If someone breaks into your home, you are covered. Your policy will cover any stolen or damaged items, and it may also cover changing your door locks. If your home is vandalized, you are also covered for any needed repairs. 

First Aid for Visitors 

If someone who doesn’t live there is injured on your property, your homeowner’s insurance will cover their expenses. This includes any first aid treatment they may need. 


We’ve all seen homes blow up in the movies. It’s unlikely to happen to you, but if it does, your policy will cover the costs of fixing your home or purchasing a new one. 

If someone sets off a bomb or a leaky gas pipe leads to an explosion, your finances are safe. 

Homeowners’ Insurance with Capalbo Insurance Group LLC

If you need homeowner’s insurance in South Kingstown, RI, contact us at Capalbo Insurance Group LLC. Our experienced agents are here to discuss your needs and help you select the right policy. 

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