Most people are familiar with the standard types of commercial insurance that a business owner should have. This might include commercial auto insurance, workers’ compensation insurance, and general liability insurance. While all these policies are well-known and apply to most businesses, those who are running businesses in the digital age face threats beyond those that were faced in the past. How can the modern business owner protect themselves? Let’s take a closer look at commercial insurance in the digital age. Once you know which commercial insurance policies are right for you, you can start shopping around with our support at Capalbo Insurance Group LLC, serving South Kingstown, RI.
Which Types of Commercial Insurance Should Online/Digital Business Owners Focus On?
Standard commercial insurance policies are foundational. But what do you need to invest in beyond that to keep your modern business safe? Some great examples include:
- Cyber insurance, which is a type of commercial insurance that is designed to provide you with coverage in the event of a cybersecurity attack or data breach.
- Equipment breakdown coverage, which can be instrumental in a tech-heavy business where your equipment is crucial to the work that you do.
- Business interruption insurance. While this type of insurance is well-known, you could experience business interruptions due to digital reasons as well, which is why it’s crucial to have coverage.
- Specific policy packages, which will include all of the types of commercial insurance necessary for your business and are often advertised online (digital marketing insurance, e-commerce insurance, etc.).
Emphasize Online Safety With Capalbo Insurance Group LLC
Safety and security are crucial in the digital age, and working with us at Capalbo Insurance Group LLC, serving South Kingstown, RI, can help you protect your business. Get in touch with us now to request a quote for commercial insurance.
