When you drive a car, having the right level of auto insurance can make a real difference when a covered event happens. If you want to ensure your coverage is as comprehensive as possible, full coverage auto insurance may be worth considering. The professionals at Capalbo Insurance Group LLC, serving South Kingstown, RI, can help you get a full coverage policy so you can drive with greater peace of mind.
All About Full Coverage Auto Insurance
Full coverage auto insurance combines three main types of coverage:
- Liability: Covers the other driver if you’re found at fault in an accident.
- Comprehensive: Covers non-collision events, such as theft.
- Collision: Covers your own vehicle, regardless of fault.
Full coverage policies may also include smaller add-on benefits, such as roadside assistance, rental car reimbursement, and windshield coverage. To find out exactly what’s included in your specific policy, ask your insurance agent.
Who Needs Full Coverage Auto Insurance?
Most drivers aren’t required to carry full coverage, but it’s often required if you have an auto loan. Your lender will let you know if this level of coverage is a condition of your financing.
Why Get Full Coverage Auto Insurance?
Even if it’s not required, full coverage may still be worth considering if you have a relatively new vehicle that would be difficult to repair or replace out of pocket. Having this broader level of protection can make recovering from an unexpected event significantly less stressful. Want to know more? Call Capalbo Insurance Group LLC, serving South Kingstown, RI, today to speak with a member of our experienced insurance team.
