Turning your passion for baking into a home-based business is an exciting adventure. Between perfecting recipes and taking orders, it’s easy to overlook one very important ingredient: insurance. At Capalbo Insurance Group LLC, serving South Kingstown, RI, we work with small business owners like you to help ensure your home bakery is protected from the unexpected.
Why General Liability Still Matters at Home
Even if you’re baking out of your own kitchen, you’re still running a business. General liability insurance can help protect you if a customer claims to have become ill from your product or if an accident occurs during a delivery. These situations might feel unlikely, but it only takes one mishap to create lasting financial consequences.
Business Property Protection Isn’t Just for Storefronts
Just because you don’t have a retail location doesn’t mean you don’t have valuable business property. Your mixer, oven, and all those specialty tools add up. Business property insurance can help cover repair or replacement costs if your equipment is damaged in a fire or other covered event, even if it’s located inside your home.
Don’t Overlook Product Liability
When you’re selling food, there’s always a risk of someone having an allergic reaction or claiming your product caused harm. Product liability insurance is specifically designed to cover claims of this nature and can help offset legal costs or settlements in the event of an incident.
Get the Right Recipe for Protection
Running a home bakery takes heart, skill, and the proper support. Let Capalbo Insurance Group LLC, serving South Kingstown, RI, help you choose the commercial insurance products that make sense for your business. That way, you can keep doing what you love without losing sleep over what-ifs.
