{"id":107,"date":"2026-08-28T04:00:00","date_gmt":"2026-08-28T10:00:00","guid":{"rendered":"https:\/\/www.capalboinsurance.com\/blog\/?p=107"},"modified":"2026-08-13T13:56:25","modified_gmt":"2026-08-13T19:56:25","slug":"after-an-accident-choosing-a-repair-facility","status":"publish","type":"post","link":"https:\/\/www.capalboinsurance.com\/blog\/after-an-accident-choosing-a-repair-facility\/","title":{"rendered":"After an Accident: Choosing a Repair Facility"},"content":{"rendered":"

If you’re a Rhode Island driver, you’re required to carry auto insurance. Many drivers appreciate having an experienced agent to help evaluate their options. If you live near South Kingstown, RI, our team at Capalbo Insurance Group LLC looks forward to meeting you and sharing our expertise. We’ve been working with Rhode Island drivers like you since 2002.<\/p>\n

After an Accident: Choosing a Repair Facility<\/h2>\n

No one can predict when an accident will happen, but once it does, getting your car repaired quickly becomes a top priority. Many drivers assume they’re required to use a repair shop chosen by their insurance company, but that’s not the case. You’re not legally obligated to use the facility your insurer recommends.<\/p>\n

That said, keep in mind that your policy has a maximum payout for repairs. If you choose a garage different from the one your insurer recommends, that shop’s estimate could exceed your policy’s limit. In that case, you may be responsible for covering the difference out of pocket. Bottom line: it’s your right to choose your own repair shop, but be prepared for a higher bill if you go that route.<\/p>\n

Call Us Today for Your Appointment<\/h2>\n

When you own a car, it’s your responsibility to maintain active auto insurance for each vehicle you drive. Our team at Capalbo Insurance Group LLC has the experience to recommend a policy suited to your needs. Drivers near South Kingstown, RI, have placed their trust in our team for almost 25 years. Give us a call today for your appointment, and let us help you get safely on the road.<\/p>\n

\n","protected":false},"excerpt":{"rendered":"

If you’re a Rhode Island driver, you’re required to carry auto insurance. Many drivers appreciate having an experienced agent to help evaluate their options. If you live near South Kingstown, RI, our team at Capalbo Insurance Group LLC looks forward to meeting you and sharing our expertise. We’ve been working with Rhode Island drivers like […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[20,8,21,22,15],"class_list":["post-107","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-capalbo-insurance-group-llc","tag-insurance","tag-ri","tag-south-kingstown"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t