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401.213.3359

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Capalbo Insurance Group, LLC, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Capalbo Insurance Group, LLC who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Capalbo Insurance Group, LLC before making a decision.

Our Location

Capalbo Insurance Group, LLC

49 S County Commons Way F-3F
North Kingstown, RI 02852
Main office: 401-213-3359

Our Providers

Lee and Morgan Capalbo really helped my family and I out. They know what they are doing and will go to bat for you to put you and your family in the best possible position. Just like they did for me and my family with our auto and home insurance.
Donnie H.
I have been with Capalbo Insurance Group for close to 10 years now and prior to that I had always shopped around between the usual well known insurance carriers. Capalbo has access to countless providers that may not be mainstream in respect to brand name, however they offer the same benefits and are considerably less expensive. I insure my automobiles, my motorcycle and my home through Capalbo and they have paired me with providers that have saved me thousands. I've also never had an issue with filing a claim, even if it was my fault. I have to take a moment to discuss customer service. On occasion, due to some hardships that I've incurred in the past, I've had a laps in coverage due to non payment. In these instances Morgan worked with me and my provider to allow me to make my required payment without losing the provider. Other insurance companies will drop you and will not re-instate you. I have, and continue to recommend Capalbo to friends, family or even strangers if I overhear a conversation! I guarantee you regardless of who you have for a carrier today, one call to Capalbo will put you into a less expensive premium with the same coverage you currently have. And no, I am not affiliated with this company what so ever :)
Michael M.
Several years ago I was in search of an insurance agency that could meet my changing needs. My brother, a local self-employed contractor recommended I talk to his agent, Capalbo Insurance. Since, I have insured my contractors, home, rental property and RV insurance with Capalbo. Prior to my renewals, Morgan calls to advise me on changes that could benefit me. I'm grateful for the individual attention shown by Morgan and Lee. Highly Recommended !
Kenny A.
Lee and Morgan are great at what they do for me as costumer. Best Insurance rates in Rhode Island.
Marvin A.
Recently bought a place in Narragansett. Our realtor recommended Capalbo Insurance Agency. Morgan could not have been more helpful. Responded quickly to emails, courteous service, and found a great policy. We would highly recommend this agency for your insurance needs.
Maureen M.
I would like to send a special THANK YOU from the bottom of my heart and from all Edgewood Eagle Cheerleaders for helping us making it possible today for three girls that were not able to go to National Competition in Orlando Florida to compete for the National title. They worked all day raising $1500.00 for these kids to go which helped 55 kids. Thank You!!! We could not have done this without them!!!! Morgan and Mrs. Capalbo THANK YOU SO MUCH FOR ALL OF YOUR HELP FROM ALL OF US AT EDGEWOOD EAGLES!!!!
Melissa B.