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401.213.3359

Long-Term Care Insurance in North Kingstown RI & South Kingstown RI

Personal and Financial Protection for the Long Term.

For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is required. At Capalbo Insurance Group, LLC, we offer extensive coverage options that can insure the care of those who need it most.

Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.

The costs of Long-Term Care can be quite expensive, and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from Capalbo Insurance Group, LLC can protect your family’s financial future by providing valuable coverage benefits for costs associated with:

  • Home Care
  • Assisted Living
  • Adult Daycare
  • Hospice Care
  • Nursing Homes
  • Respite Care

Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with Capalbo Insurance Group, LLC to learn more about Long-Term Care Insurance and whether you should add it to your current policy.

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

Our Location

Capalbo Insurance Group, LLC

49 S County Commons Way F-3F
North Kingstown, RI 02852
Main office: 401-213-3359

Our Providers

Lee and Morgan Capalbo really helped my family and I out. They know what they are doing and will go to bat for you to put you and your family in the best possible position. Just like they did for me and my family with our auto and home insurance.
Donnie H.
I have been with Capalbo Insurance Group for close to 10 years now and prior to that I had always shopped around between the usual well known insurance carriers. Capalbo has access to countless providers that may not be mainstream in respect to brand name, however they offer the same benefits and are considerably less expensive. I insure my automobiles, my motorcycle and my home through Capalbo and they have paired me with providers that have saved me thousands. I've also never had an issue with filing a claim, even if it was my fault. I have to take a moment to discuss customer service. On occasion, due to some hardships that I've incurred in the past, I've had a laps in coverage due to non payment. In these instances Morgan worked with me and my provider to allow me to make my required payment without losing the provider. Other insurance companies will drop you and will not re-instate you. I have, and continue to recommend Capalbo to friends, family or even strangers if I overhear a conversation! I guarantee you regardless of who you have for a carrier today, one call to Capalbo will put you into a less expensive premium with the same coverage you currently have. And no, I am not affiliated with this company what so ever :)
Michael M.
Several years ago I was in search of an insurance agency that could meet my changing needs. My brother, a local self-employed contractor recommended I talk to his agent, Capalbo Insurance. Since, I have insured my contractors, home, rental property and RV insurance with Capalbo. Prior to my renewals, Morgan calls to advise me on changes that could benefit me. I'm grateful for the individual attention shown by Morgan and Lee. Highly Recommended !
Kenny A.
Lee and Morgan are great at what they do for me as costumer. Best Insurance rates in Rhode Island.
Marvin A.
Recently bought a place in Narragansett. Our realtor recommended Capalbo Insurance Agency. Morgan could not have been more helpful. Responded quickly to emails, courteous service, and found a great policy. We would highly recommend this agency for your insurance needs.
Maureen M.
I would like to send a special THANK YOU from the bottom of my heart and from all Edgewood Eagle Cheerleaders for helping us making it possible today for three girls that were not able to go to National Competition in Orlando Florida to compete for the National title. They worked all day raising $1500.00 for these kids to go which helped 55 kids. Thank You!!! We could not have done this without them!!!! Morgan and Mrs. Capalbo THANK YOU SO MUCH FOR ALL OF YOUR HELP FROM ALL OF US AT EDGEWOOD EAGLES!!!!
Melissa B.