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401.213.3359

Farm Owners Insurance

You Have Made It Your Living. Keep It Protected

There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At Capalbo Insurance Group, LLC, we are in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we would like to return the favor by offering you the comprehensive protection you deserve.

A Farm Owners policy from Capalbo Insurance Group, LLC is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.

Dwelling

For most people, a farm is more than a place to work – it is also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, Capalbo Insurance Group, LLC will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.

Personal Property

Your Farm Owners policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. Items used in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your policy, as they require additional protection.

Liability

Liability protection from Capalbo Insurance Group, LLC helps pay for legal fees, medical expenses, and other losses that you may be held liable for, that result from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available for an additional premium.
 

Our Location

Capalbo Insurance Group, LLC

49 S County Commons Way F-3F
North Kingstown, RI 02852
Main office: 401-213-3359

Our Providers

Lee and Morgan Capalbo really helped my family and I out. They know what they are doing and will go to bat for you to put you and your family in the best possible position. Just like they did for me and my family with our auto and home insurance.
Donnie H.
I have been with Capalbo Insurance Group for close to 10 years now and prior to that I had always shopped around between the usual well known insurance carriers. Capalbo has access to countless providers that may not be mainstream in respect to brand name, however they offer the same benefits and are considerably less expensive. I insure my automobiles, my motorcycle and my home through Capalbo and they have paired me with providers that have saved me thousands. I've also never had an issue with filing a claim, even if it was my fault. I have to take a moment to discuss customer service. On occasion, due to some hardships that I've incurred in the past, I've had a laps in coverage due to non payment. In these instances Morgan worked with me and my provider to allow me to make my required payment without losing the provider. Other insurance companies will drop you and will not re-instate you. I have, and continue to recommend Capalbo to friends, family or even strangers if I overhear a conversation! I guarantee you regardless of who you have for a carrier today, one call to Capalbo will put you into a less expensive premium with the same coverage you currently have. And no, I am not affiliated with this company what so ever :)
Michael M.
Several years ago I was in search of an insurance agency that could meet my changing needs. My brother, a local self-employed contractor recommended I talk to his agent, Capalbo Insurance. Since, I have insured my contractors, home, rental property and RV insurance with Capalbo. Prior to my renewals, Morgan calls to advise me on changes that could benefit me. I'm grateful for the individual attention shown by Morgan and Lee. Highly Recommended !
Kenny A.
Lee and Morgan are great at what they do for me as costumer. Best Insurance rates in Rhode Island.
Marvin A.
Recently bought a place in Narragansett. Our realtor recommended Capalbo Insurance Agency. Morgan could not have been more helpful. Responded quickly to emails, courteous service, and found a great policy. We would highly recommend this agency for your insurance needs.
Maureen M.
I would like to send a special THANK YOU from the bottom of my heart and from all Edgewood Eagle Cheerleaders for helping us making it possible today for three girls that were not able to go to National Competition in Orlando Florida to compete for the National title. They worked all day raising $1500.00 for these kids to go which helped 55 kids. Thank You!!! We could not have done this without them!!!! Morgan and Mrs. Capalbo THANK YOU SO MUCH FOR ALL OF YOUR HELP FROM ALL OF US AT EDGEWOOD EAGLES!!!!
Melissa B.