Important Update


Dear Valued Clients,

Due to water damage, we have been forced to move to a temporary location. More information will be provided once we relocate to a permanent location.  In the meantime, you can contact us by calling the agency telephone number (401-268-3000.) We apologize for any inconvenience this may cause and look forward to seeing you soon!

Capalbo Insurance Group



We’re a family owned and operated agency in North Kingstown, Rhode Island and we deliver insurance and risk management solutions.  We’ve been members of the community and served individuals and businesses for more than 15 years. Our commitment is to insure clients with the best products and services possible.

Insurance Offerings

We’re a ‘one-stop-shop’ for insurance needs.  From non-standard plans to common polices that cover basic needs, we provide it all.  We have a wide variety of personal and commercial options, and all of these options are tailored to fit individual clients.

Home, auto, and life policies are among our personal lines offerings.  Whether you own an automobile, a coastal property, or a boat, we can help you.  Our commercial lines offerings include business owners policies (BOPs), commercial general liability (CGL) coverage, and professional liability insurance. Whether you’re a contractor, a consultant, or restaurateur, we can insure you no matter who you are or what you do.

To learn more about what we offer, please see our products page.  To find out about your policy combination options, speak with an agent.


We consider it our job to do the behind-the-scenes work that keeps you best insured.  We assess your needs and catch every detail and collaborate with you in order to create the best solution. Once the solution that we create is in place, we monitor it regularly to be sure your coverage stays where it needs to be.

Most importantly, we advocate for you, especially in the event of a claim. We’ll manage your risk and we’ll manage claims you may file. We are reachable at almost any time, so you can get in touch with us whenever you want or need. On top of that, we won’t hesitate to reach out to you in the event of a change, such as at a policy renewal.

Please contact us or give us a call to learn more.  Request a quote if you’re ready to get started.

Additional Insurance Information

Lee and Morgan Capalbo really helped my family and I out. They know what they are doing and will go to bat for you to put you and your family in the best possible position. Just like they did for me and my family with our auto and home insurance.
Donnie H.
I have been with Capalbo Insurance Group for close to 10 years now and prior to that I had always shopped around between the usual well known insurance carriers. Capalbo has access to countless providers that may not be mainstream in respect to brand name, however they offer the same benefits and are considerably less expensive. I insure my automobiles, my motorcycle and my home through Capalbo and they have paired me with providers that have saved me thousands. I've also never had an issue with filing a claim, even if it was my fault. I have to take a moment to discuss customer service. On occasion, due to some hardships that I've incurred in the past, I've had a laps in coverage due to non payment. In these instances Morgan worked with me and my provider to allow me to make my required payment without losing the provider. Other insurance companies will drop you and will not re-instate you. I have, and continue to recommend Capalbo to friends, family or even strangers if I overhear a conversation! I guarantee you regardless of who you have for a carrier today, one call to Capalbo will put you into a less expensive premium with the same coverage you currently have. And no, I am not affiliated with this company what so ever :)
Michael M.
Several years ago I was in search of an insurance agency that could meet my changing needs. My brother, a local self-employed contractor recommended I talk to his agent, Capalbo Insurance. Since, I have insured my contractors, home, rental property and RV insurance with Capalbo. Prior to my renewals, Morgan calls to advise me on changes that could benefit me. I'm grateful for the individual attention shown by Morgan and Lee. Highly Recommended !
Kenny A.
Lee and Morgan are great at what they do for me as costumer. Best Insurance rates in Rhode Island.
Marvin A.
Recently bought a place in Narragansett. Our realtor recommended Capalbo Insurance Agency. Morgan could not have been more helpful. Responded quickly to emails, courteous service, and found a great policy. We would highly recommend this agency for your insurance needs.
Maureen M.
I would like to send a special THANK YOU from the bottom of my heart and from all Edgewood Eagle Cheerleaders for helping us making it possible today for three girls that were not able to go to National Competition in Orlando Florida to compete for the National title. They worked all day raising $1500.00 for these kids to go which helped 55 kids. Thank You!!! We could not have done this without them!!!! Morgan and Mrs. Capalbo THANK YOU SO MUCH FOR ALL OF YOUR HELP FROM ALL OF US AT EDGEWOOD EAGLES!!!!
Melissa B.